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February 27, 2010
Car-Accidents
             
 
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Frequently Asked Questions

 
What should I do if I've been in an accident?
  • Immediately stop at the scene.

  • Call 911 if there are injuries.

  • Call the police.

    • In some areas police authorities may not come to every accident scene. They may consider factors such as the severity and location of the accident. However, you should attempt to notify the police.

  • Obtain names, addresses, telephone numbers, and driver’s license numbers from all drivers.

  • Obtain license plate(s) and vehicle identification numbers.

  • Obtain names, addresses, and telephone numbers of other passengers and any witnesses.

  • If you have a camera, take photographs of the damage, the position of the cars, and the accident scene.

  • If the owner of a damaged car or damaged property cannot be located, leave a note with the names and addresses of the driver and owners of the involved cars.

  • Notify your agent and/or your insurance company immediately.

  • If anyone is injured or the vehicle damage exceeds $750.00, you must report the accident to the Department of Motor Vehicles within 10 days. Failure to notify the DMV may result in the suspension of your driver’s license.

What actions should I avoid after an accident?

  • Do not argue with other drivers and passengers. Save your story for the police and your insurance company.

  • Do not sign statements regarding fault or promises to pay for damage.

  • If another party offers to pay your deductible, don’t sign anything releasing him or her from further responsibility. By releasing the other party, you jeopardize your insurance company’s subrogation right, and the company may refuse to pay for damage to your car.
Contact our Montana Accident Lawyers if you have ever experienced a personal injury and think others are at fault for the accident.

 
Did You Know?    
 
 
The Highest Number Of Traffic Accident Deaths In A Year Happened In California
In 2003, the highest number of fatal traffic accidents happened in the state of California, with a overwhelming 5,725 deaths due to auto accidents in one year.

 

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Terms

 


Today's Terms

Uninsured Motorist Coverage (UMC)

Definition:
Provides coverage for a policyholder involved in a collision with a driver who does not have liability insurance.

Surcharge

Definition:
An extra charge applied to the premium by the insurer, usually for at fault accidents or moving violations.

Premium

Definition:
The money paid for an insurance policy based upon the coverage provided.

More Terms >

 

Resources

 


More Resources >

 

Hot Topics

 

  • DUI Car Accidents
  • Aggresive Driving
  • Catastrophic Injuries
  • Speeding Accidents

More Topics >

Montana Car Accident Lawyers

 
If you live in one of the following cities and have been in an auto accident you should contact an Montana Car Accident Lawyers as soon as possible:

  • Belgrade
  • Billings
  • Bozeman
  • Butte
  • Columbia Falls
  • Great Falls
  • Hamilton
  • Havre
  • Helena
  • Kalispell
  • Laurel
  • Libby
  • Livingston
  • Miles City
  • Missoula
  • Polson
  • Whitefish
  Need to find a Car Accident Lawyer Nationwide? Visit CarAccidentAttorneys.com


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