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July 03, 2009
Car-Accidents
             
 
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Accident Terms and Definitions

 
 

Policy
Written contract of insurance.

Comparative Negligence
The percentage of fault shared by each driver in an accident in which both contribute to causing the collision.

Airbag Deployment
Occurs when the driver, passenger or side airbag has been used or deployed during a crash or other incident.

Claim
Notice to an insurer of a loss that under the terms and conditions of a policy may be covered.

Medical Payments Coverage
Covers the medical costs (up to the specified limit you choose) resulting from an auto accident for you, your family, and others in your car. It pays regardless of fault.

Hearsay
Evidence based on what the witness has heard someone else say, rather than what the witness has personally experienced or observed.

Limits
The maximum amount of benefits the insurance company agrees to pay in the event of a loss.

Insured
The person(s) entitled to coverage in case of an accident or loss.

Scrapped
Vehicles that have been dismantled and/or crushed and should not return to the road.

Misdemeanor
Criminal offenses less than felonies; generally those punishable by fine or imprisonment of less than 90 days in a local facility. A gross misdemeanor is a criminal offense for which an adult could be sent to jail for up to one year, pay a fine up to $5,000 or both.


Contact our Montana Accident Lawyers if you have ever experienced a personal injury and think others are at fault for the accident.

 
Did You Know?    
 
 
Motor Vehicle Crashes Are The Leading Cause Of Death Among Latinos Ages 1 to 44
According to the National Highway Traffic Safety Administration, motor vehicle crashes are the leading cause of death among Latinos ages 1 to 44. At highest risk are Hispanic children ages 5 to 12 who are 72% more likely to die in motor vehicle crashes than non-Hispanic children.

 


  Newsroom  
 


Port St. Lucie Woman Arrested After Falsely Claiming Diplomatic Immunity
R. Alexander Acosta, United States Attorney for the Southern District of Florida, and Edgar Moreno, Special Agent in Charge, U.S. State Department’...
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Pre settlement funding provides relief after three car
Press Release Summary = After being seriously injured in a motor vehicle accident that was not her fault, Betty discovered that lawsuit fundin...
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The Respondent Was Suspended
In September 1998, a client retained the respondent on a contingent fee basis to represent him in a claim against his own automobile insurance...
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More news >

 
 

Terms

 


Today's Terms

Comprehensive Coverage

Definition:
Pays for damage to your car caused by reason other than collision, such as fire, theft, windstorm, flood, etc.

Summons

Definition:
Document or writ directing the sheriff or other officer to notify a person that an action has been commenced against him in court and that he is required to appear, on a certain day, and answer the complaint in such action.

Collision

Definition:
Pays for damage to your car caused by a collision with another vehicle or with any other object, regardless who was at fault.

More Terms >

 

Resources

 


More Resources >

 

Hot Topics

 

  • DUI Car Accidents
  • Aggresive Driving
  • Catastrophic Injuries
  • Speeding Accidents

More Topics >

Montana Car Accident Lawyers

 
If you live in one of the following cities and have been in an auto accident you should contact an Montana Car Accident Lawyers as soon as possible:

  • Belgrade
  • Billings
  • Bozeman
  • Butte
  • Columbia Falls
  • Great Falls
  • Hamilton
  • Havre
  • Helena
  • Kalispell
  • Laurel
  • Libby
  • Livingston
  • Miles City
  • Missoula
  • Polson
  • Whitefish
  Need to find a Car Accident Lawyer Nationwide? Visit CarAccidentAttorneys.com


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